What is the INF SelectCare Plan?
The INF SelectCare Plan is a fixed-benefit visitors insurance option for visitors without pre-existing conditions. This plan provides the basic amount of coverage for new illnesses & accidents. INF SelectCare covers travel, this means visitor can transit through Dubai, Frankfurt, or Hong Kong without worry. The SelectCare is perfect for anyone under 69 years of age & seeking coverage for major medical accidents & minor illnesses such as fevers or colds.
The SelectPlan uses the First Health PPO Network. The First Health Network & the insurance company have arrange pre-negotiated, discounted rates on medical services for all visitors who take this policy. The result is thousands-of-dollars in savings any time you visit the emergency room or your physician. An analysis our claims data showed the average physician bill for a new sickness was around $150. When used with First Health Provider network, visitors insurance with the SelectCare Plan saw an average of 40% savings when visiting an In-Network healthcare provider. Enjoy hassle free claims with the INF SelectCare Plans. If you seek medical care from an In-Network Provider, the provider will bill the insurance company directly. This saves you time. money. & needless effort. You no longer will have to pay hundreds or thousands of dollars in medical bills upfront, send your medical bills to a claims office, and wait to have you claims processed & paid. Rather, the Insurance company will pay the bills directly. Your initial out-of-pocket expense is limited to your deductible! See more information on how to file claims here. You will be hard pressed to find another economical visitors insurance option which covers your visitors as well as the SelectCare Plan. The plan has a claims payment history of 100%, meaning we pay 100% of all eligible claims. With the INF SelectCare Plan, you get the peace of mind you need, with the coverage you want. This plan is proudly underwritten by AXIS Insurance Company, Chicago, IL, USA |
INF SelectCare Plan: An Illustration
Raoul Mehta is 48 years old and lives in Hyderabad. He is traveling to the United States for his niece's high school graduation in a few days. Raoul is health & has no pre-existing conditions. Raoul lands in Raleigh, and his brother Prashant picks him up for the airport. After resting for sometime, Raoul helps the family prepare for festivities tomorrow. While on a step stool hanging a steamer, Raoul falls and injures his ankle. Raoul is rushed to an In-Network hospital. He is diagnosed with a fractured ankle. Raoul is handed a bill for $9.300. Luckily, Prashant enrolled Raoul in the $75,000 INF SelectCare Plan. Here's how the costs break down:
Procedure |
Cost |
Discounted Cost w. First Health |
Amount Paid by Insurance |
Amount Owed by Raoul |
Hospital Room & Board |
$5,500 (2 days) |
$3,500 |
$3,050 |
$450 |
X-Ray & CAT Scan |
$1,200 |
$800 |
$800 |
$0 |
Physician Non-Surgical Visit |
$1000 |
$460 |
$80 |
$380 |
Prescription Drug |
$800 |
$240 |
$125 |
$115 |
Total Savings of $7,855 or 89%
As illustrated above, the INF SelectCare Plan covered this emergency situation caused by a random accident. Often, we purchase insurance to protect against the unknown risk. Accidents can happen anytime, and it is important to make sure you & your family are protect for exorbitant medical costs which can range in thousands-of-dollars. The INF SelectCare plan provides you the base amount of coverage you need to cover any major medical incidents which may arise. You don't have to fear the unknown if you know you have coverage with the INF SelectCare Plan.
INF SelectCare Coverages
INF Choice Plan | $25,000 Policy max
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INF CHOICE PLAN | $50,000 POLICY MAX
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INF CHOICE PLAN | $75,000 POLICY MAX
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INF CHOICE PLAN | $100,000 POLICY MAX
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INF SelectCare Schedule of Benefits
$25,000 Policy Max$50,000 Policy Max$75,000 Policy Max$100,000 Policy Max |
IN-PATIENT BENEFITS SCHEDULE | $25,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $25,000 POLICY MAX
Other benefits | $25,000 Policy Max
IN-PATIENT BENEFITS SCHEDULE | $50,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $50,000 POLICY MAX
Other benefits | $50,000 Policy Max
IN-PATIENT BENEFITS SCHEDULE | $75,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $75,000 POLICY MAX
Other benefits | $75,000 Policy Max
IN-PATIENT BENEFITS SCHEDULE | $100,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $100,000 POLICY MAX
Other benefits | $100,000 POLICY MAX
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Questions? |
SelectCare Plan Description |
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