Patriot America Plan Description
Disclaimer: Please note that Non-admitted carriers are usually referred to as "surplus" or "excess lines insurers". Non-admitted carriers are not regulated and do not contribute to the State Guaranty Fund, which protects policyholders from the bankruptcy of its insurance carrier. Non-Admitted Carriers are not regulated by state insurance authority, you cannot seek any recourse from Non-Admitted Carriers for unpaid claims.
Short-term travel medical insurance for individuals and families
Provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day. Patriot America® provides coverage for people traveling outside their home country whose destination includes the United States or its territories. Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can also choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization. |
Patriot America Plus Plan Features:
|
IMG Patriot America Plan Description
PLAN INFORMATION
|
Inpatient / outpatient benefits
|
Evacuation benefits
|
Additional benefits
|
Miscellaneous Information
Exclusions
Charges for certain services, treatments and/or conditions, among others, are excluded from coverage under the Platinum plans and include but are not limited to:
|
Patient protection & Affordable care act
This insurance is not subject to, and does not provide benefits required by, PPACA. On January 1, 2014, PPACA will require U.S. citizens and certain U.S. residents to obtain PPACA compliant insurance coverage unless they are exempt from PPACA. Penalties may be imposed on U.S. citizens and U.S. residents who are required to maintain PPACA compliant coverage but do not do so. Please note that it is solely your responsibility to determine if PPACA is applicable to you. |
Need More Info? |
Questions? |
Get Coverage Now |