Safe Travels International Plan Description
Disclaimer: Please note that Non-admitted carriers are usually referred to as "surplus" or "excess lines insurers". Non-admitted carriers are not regulated and do not contribute to the State Guaranty Fund, which protects policyholders from the bankruptcy of its insurance carrier. Non-Admitted Carriers are not regulated by state insurance authority, you cannot seek any recourse from Non-Admitted Carriers for unpaid claims.
Safe Travels International is a PRIMARY travel medical plan that meets Schengen Visa Insurance Requirements when purchased with a $0 Deductible. It is for anyone traveling outside their home country, but not visiting the United States. Rates are based on age and plan options. Coverage can be purchased for a minimum of five (5) days up to a maximum of one year. If a minimum of 45 days is purchased, the policy term may be renewed for up to 24 consecutive months, provided you continue to meet the requirements for eligibility. |
Safe Travels International Plan Features:
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Safe Travels International Benefits
schedule of benefits
Covered Expense |
Benefit Amount |
Emergency Medical & Hospitalization |
$50,000, $100,000, $250,000, $500,000 or $1,000,000 |
Unexpected Recurrence of a Pre-Existing Condition |
Included |
Hospital Room & Board Charge |
100% |
ICU Room & Board Charge |
100% |
Outpatient Medical |
100% |
Doctor Visits, X-rays, Prescriptions, Ambulance |
100% |
Emergency Medical Treatment of Pregnancy |
$2,500 |
Mental or Nervous Disorders |
$2,500 |
Physiotherapy/Physical Medicine/Chiropractic |
$50 per visit per day (10 visits) |
Dental Treatment |
$500 |
Other plan Benefits
Covered Expense |
Benefit Amount |
Deductible Options |
$0, $50, $100, $250, $500, $1,000, $2,500 or $5,000 |
Co-Insurance |
100% |
Emergency Medical Evacuation |
100% |
Political/Natural Disaster Evacuation |
$25,000 |
Repatriation of Remains |
100% |
Emergency Reunion |
$15,000 |
Return of Minor Children or Travel Companion |
$5,000 |
Trip Interruption |
$7,500 per policy period |
Lost Baggage |
$1,000 |
AD&D |
$25,000 or $10,000 (age dependent) |
24/7 Emergency Assistance |
Included |
Miscellaneous Information
Exclusions
We will not pay benefits for any Accidental Death and Dismemberment loss or Injury that is caused by, or results from:
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Claims
Please check your plan number before choosing a claim form. Sending your claim to the wrong company or using the wrong form results in delays or a denied claim. If you are unsure which form to use, please contact your agent as listed on your ID card or 888-301-9289 or [email protected]If the claim address on your plan is: GBG Administrative Services 26741 Portola Pkwy Suite 1E #527 Foothill Ranch CA 92610 Or Email: [email protected] https://www.trawickinternational.com/resources/claim-forms |
Renewal of coverage
A renewal notice will be emailed before the Policy Period ends with a link for you to go online and renew prior to your termination date. You are subject to the following rules at renewal: Coverage may be renewed if it is initially purchased for a minimum of 45 days; if available, additional periods are charged at the premium rate in force at the time of renewal; The total Policy Period cannot exceed 24 months. Five days premium is the minimum acceptable renewal premium and twelve month’s premium is the maximum; There are no grace periods for renewals. Once the policy has lapsed, you would need to reapply. Please note: once you reapply for a new policy, the Pre-Existing Condition exclusion, deductible and co-insurance start over. Please contact your agent with questions or to renew |
Refund of premium
A total plan cost minus the processing fee will only be considered if written request is received by us prior to the Effective Date of Coverage as listed on this certificate. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, if no claim has been submitted to us. |
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