What is the Traveler USA Plan?
The INF Traveler USA is our flagship comprehensive visitors insurance plan for visitors without pre-existing conditions. Traveler USA is the only visitors comprehensive visitors insurance which covers all age groups, including ages 80+. This plan is perfect for anyone seeking to transfer the major risk of a medical event away from their family.
INF Traveler USA works with the First Health PPO Network. This is a network of doctors & hospitals which have contracted with the insurance company to give enrollees access to discounted, pre-negotiated rates on medical services. Moreover, because Traveler USA is a comprehensive visitors insurance plans, the cost savings could potentially be tens-of-thousand of dollars. Additionally, since INF Traveler USA uses the First Health PPO Network- you & your visitor can take advantage of cashless claims. Cashless claims means you won't ever have to pay thousands of dollars out-of-pocket if you seek medical attention from an In-Network Provider. Cashless claims means less headache & costs during and after your visitor needs medical attention. INF Traveler USA is the best comprehensive plan for visitors traveling to the USA & Canada. This plan works in all 50 states and covers sicknesses other plans consider pre-existing, such as a Urinary Tract Infection. You and your family can feel secure knowing that you have comprehensive coverage with Traveler USA. This plan is proudly underwritten by CHUBB American Insurance Company, USA. Vertical Divider
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Traveler USA Plan: An Illustration
Kumar Singhania is a 49 year-old who lives in Bangalore. He is traveling to the United States to visit his cousin, Mahesh. Kumar has no pre-existing conditions and is a health individual. He lands in Denver and is picked up by Mahesh. The two have planning to go skiing. Later on in the week, they make a trip out to Boulder and hit the slopes. While skiing down the Black Diamond Expert Slope, Kumar (who has never seen snow) loses control and runs straightinto a tree. Kumar wakes up in the hospital a few days later. He has a fractured hip, cheek bones, legs, and needs a wheelchair for mobility. Kumar is handed a bill for $120,000. Luckily, Mahesh had purchased the $150,000 INF Traveler USA. Here's how the costs break down:
Procedure |
Cost |
Discounted Cost w. First Health |
Amount Paid by Insurance (80%) |
Amount Owed by Raj |
Hospital Room |
$30,000 |
$18,000 |
$14,400 |
$3,600 |
X-Rays & CAT Scan |
$10,000 |
$5,000 |
$4,000 |
$1,000 |
Surgery |
$64.000 |
$34,000 |
$27,200 |
$6,800 |
Blood Tests & Lab Work |
$8,000 |
$2,400 |
$1,920 |
$480 |
Prescription Drugs |
$5,000 |
$2,600 |
$2,080 |
$520 |
Anesthetic Assistant |
$10,000 |
$3,000 |
$2,400 |
$600 |
Rehabilitative Braces |
$600 |
$300 |
$240 |
$60 |
Physical Therapy |
$5,400 |
$1,700 |
$1,360 |
$340 |
Total Savings of $106,600 or 89%
As illustrated above, the INF Traveler USA covers your family in even most costly medical emergency. The INF Traveler Plan saves you tens-of-thousands of dollars in the long run in the chance something may go wrong. If you want to protect you, your family, and your visitor from the costly burden of medical bills, this is the perfect plan. When your visitor is traveling to the US, the last thing you want to be thinking about is doctors & hospitals, medical bills & claims forms, etc. Get the peace of mind you need, and the coverage you want with INF Traveler USA.
INF Traveler USA Policy Maximums
Policy maximums age 0-69
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Policy Maximums Age 70-99
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INF Traveler USA Schedule of Benefits
medical In-Patient benefits
Covered Medical Services |
Inpatient Medical Benefits |
Hospital Room (Average Semi-Private), Board, & Miscellaneous |
80% of covered In-Network charged up to the overall maximum benefit |
Hospital Intensive Care Unit |
80% of covered In-Network charged up to the overall maximum benefit |
Surgeon |
80% of covered In-Network charged up to the overall maximum benefit |
Anesthetist |
80% of covered In-Network charged up to the overall maximum benefit |
Assistant Surgeon |
80% of covered In-Network charged up to the overall maximum benefit |
Doctor's Non-Surgical Visits |
80% of covered In-Network charged up to the overall maximum benefit |
Consultant Doctor, when requested by attending Doctor |
80% of covered In-Network charged up to the overall maximum benefit |
Pre-Admission Tests within 14 days before hospital admission |
80% of covered In-Network charged up to the overall maximum benefit |
medical Out-Patient benefits
Covered Medical Services |
Outpatient Medical Benefits |
Surgical Room & Supply Expenses |
80% of covered In-Network charged up to the overall maximum benefit |
Hospital Emergency |
80% of covered In-Network charged up to the overall maximum benefit |
Surgeon |
80% of covered In-Network charged up to the overall maximum benefit |
Anesthetist |
80% of covered In-Network charged up to the overall maximum benefit |
Assistant Surgeon |
80% of covered In-Network charged up to the overall maximum benefit |
Doctor's Non-Surgical Visits |
80% of covered In-Network charged up to the overall maximum benefit |
Diagnostic X-rays & Lab Services |
80% of covered In-Network charged up to the overall maximum benefit |
CAT Scan, PET Scan, or MRI Scan |
80% of covered In-Network charged up to the overall maximum benefit |
Prescription Drugs |
80% of covered In-Network charged up to the overall maximum benefit |
Other Medical benefits
Covered Medical Services |
Outpatient Medical Benefits |
Ambulance Services |
80% of covered In-Network charged up to the overall maximum benefit |
Rehabilitative Braces or Appliances |
80% of covered In-Network charged up to the overall maximum benefit |
Dental Treatment Injury to Sound, Natural Teeth due to an Accident |
80% of covered In-Network charged up to the overall maximum benefit |
Chemotherapy and/or Radiation Therapy |
80% of covered In-Network charged up to the overall maximum benefit |
Physical & Occupational Therapy |
80% of covered In-Network charged up to the overall maximum benefit |
Private Duty Nurse |
80% of covered In-Network charged up to the overall maximum benefit |
Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) |
80% of covered In-Network charged up to the overall maximum benefit |
Medical Evacuation |
80% of covered In-Network charged up to the overall maximum benefit |
Repatriation of Remains |
80% of covered In-Network charged up to the overall maximum benefit |
Intercollegiate Sports |
80% of covered In-Network charged up to the overall maximum benefit |
Accidental Death & Dismemberment |
80% of covered In-Network charged up to the overall maximum benefit |
Questions? |
Traveler USA Plan Description |
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