RoundTrip International
Disclaimer: Please note that Non-admitted carriers are usually referred to as "surplus" or "excess lines insurers". Non-admitted carriers are not regulated and do not contribute to the State Guaranty Fund, which protects policyholders from the bankruptcy of its insurance carrier. Non-Admitted Carriers are not regulated by state insurance authority, you cannot seek any recourse from Non-Admitted Carriers for unpaid claims.
Comprehensive Trip Insurance for Travel Outside Your Home Country. Seven Corners has been serving the needs of global travelers for more than 20 years, so we know how to help when you need it, no matter where you go! RoundTrip International offers a comprehensive package of benefits to protect non-U.S. residents who are traveling outside their home country for up to 30 days. Your Financial Investment in Your Trip — What will happen if you are sick and must cancel your trip? Your travel provider may not refund the money you paid. We will reimburse you for your trip investment if you cancel your trip due to an unforeseen event listed in your plan document. Your Health and Medical Expenses — Are you certain you will have medical coverage while you are traveling? Don’t risk getting stuck with unexpected medical bills if you become sick or hurt during your trip. Your Belongings — What if your baggage and personal items are lost, stolen, damaged, or delayed? We can help you with an assortment of protective benefits for your belongings. OUR FOCUS IS SERVICE: As your plan administrator, Seven Corners* will take care of your plan needs from start to finish. We will process your purchase, provide all documents, and handle any claims. Our goal is to provide you with outstanding service every step of your journey with us. Seven Corners Assist will provide you with 24/7 travel assistance during your trip. Our in-house multilingual team is trained to help you with both emergency and non-emergency travel needs. |
RoundTrip International Features:
This plan is designed for:
RoundTrip International Brochure |
RoundTrip International Plan Description
Plan summary
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How it works
Trip CancellationIf you cannot take your trip due to a stated unforeseen event, we pay you for:
When Your Coverage Begins (a) For Trip Cancellation: Coverage begins at 12:01 A.M. local time, at your location on the day after your plan payment is received by us. Trip cancellation coverage ends at the point and time of departure on your scheduled departure date. (b) For Trip Delay: Coverage is in force while you are en route to and from your trip. (c) For all other benefits: Coverage begins at the later of the point and time of your departure on your scheduled departure date or your actual departure on your trip. When Your Coverage Ends Coverage is effective for the time shown on your ID Card. Your coverage will end at 11:59 P.M. local time on the earliest of the following dates: (a) The scheduled return date as stated on the travel tickets; (b) The date you return to your origination point if prior to your scheduled return date; (c) The date you leave or change your trip (unless due to unforeseen events covered by this plan); (d) If you extend the return date, coverage will terminate at 11:59 P.M., local time, at your location on your scheduled return date; (e) the date you cancel your trip. Extended Coverage All coverage under the plan will be extended, if: (a) Your entire trip is covered by the plan: and (b) Your return is delayed by covered reasons specified under Trip Cancellation, Trip Interruption or Trip Delay. If coverage is extended for the above reasons, coverage will end on the earlier of: (a) the date you reach your return destination; or (b) 7 days after the date your trip was scheduled to be completed. Emergency Medical Evacuation & Repatriation*The benefits listed below are provided if your attending physician, in coordination with Seven Corners Assist, orders your emergency medical evacuation. Benefits must be pre-approved by Seven Corners Assist, which arranges for all services. We will transport you to the closest adequate medical facility. We will pay for an escort if you are disabled during your trip and your physician recommends it. If you are hospitalized for more than 7 days following an evacuation, we will 1) transport dependent children home (with an escort if necessary) if they are traveling with you and/or 2) bring 1 person of your choice to/from your bedside if you are alone. If we previously evacuated you to a medical facility, we will pay your airfare costs from that facility to your residence within 1 year from your original scheduled return date, less refunds from your unused transportation tickets. We will return your spouse or domestic partner to your primary residence if you are hospitalized for more than 7 days, or if you die on the trip. *Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of benefits.Geographic RestrictionsAddress Restrictions: We cannot accept an address in the United States, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone. Destination Restrictions: We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic. Important InformationThis is a brief summary of benefits and services and is not your plan document. If there is any difference between this page and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change. It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required. THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES. About Your Insurance CompanySeven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help! Your Underwriter: You can feel confident with RoundTrip International’s strong financial backing through Certain Underwriters at Lloyd’s, London*, with an AM Best rating of “A” (excellent). Certain Underwriters at Lloyd’s, London, operates as an approved surplus lines market in the United States. The premiums listed include a trust fee. *In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com Seven Corners operates under the name, Seven Corners Insurance Services, in California. |
eXCLUSION
The following exclusions apply to Trip Cancellation, Trip Interruption, Single Occupancy Supplement, Trip Delay, Missed Connection, Emergency Accident and Sickness Medical Expense, Coma, Felonious Assault, Emergency Medical Evacuation and Medically Necessary Repatriation, Return of Mortal Remains, Baggage Delay / Baggage Delivery, and Baggage and Personal Effects. Loss caused by or resulting from:
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rEFUND POLICY
If you are not completely satisfied, you can cancel your coverage within 10 days of the date you purchased this plan, if you have not incurred any claims during that time. Your plan cost is not refundable after 10 day |
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