What is the INF Premier Plan?
The Premier Plan is INF's flagship fixed-benefit visitors insurance plan. This plan covers ALL pre-existing conditions. The Premier Plan is great for anyone who has a heart-condition or is looking to protect against the large medical cost of a medical event.
Typically, when someone is admitted to a hospital, the initial costs are expected to be high. An analysis of our claims data has shown the average heart attack over the past 2 years (2015-2017) was around $7,400. However, our study also looked at medical costs associated with costly medical events after initial admission. Our study found that after the average patient was admitted to the hospital, they visited a doctor or specialist (such as a cardiologist) around 4-5 times before they left. Without insurance, these costs total to more than $5,000! These costs, along with the costs of prescription drugs, rehabilitative care, and medical devices (like a wheel chair) add an additional $2,000 - $3,000 in medical bills! With the INF Premier Plan - You Are Covered. This plan covers all of the previously mentioned expenses. No one accounts for the additional costs of medical emergencies- the longer term costs associated with admission to a hospital. INF Premier Plan will give you the peace of mind knowing you are not on the hook for an additional $8,000 - $10,000. No other visitors insurance will cover medical appointments or follow-up appointments related to a pre-existing condition. When you enroll your family with INF Premier Plan- you are not just getting the coverage you need, but the peace of mind you want. This plan is proudly underwritten by CHUBB American Insurance Company, USA |
INF Premier Plan: An Illustration
Rahul Kapadia is a 66 year-old grandfather who lives in Surat. He is traveling to the United States for his granddaughters wedding. Rahul had a heart attack, but that was over 10 years ago. He lands comfortably in Newark, and his son Teja picks him up from the airport. Once they reach home, Rahul & family begin the festivities. The next day, Rahul is decorating the house for the mehendi function. While on a ladder hanging up a banner, Rahul feels a sharp pain in his chest and is taken to an emergency room. He is diagnosed with a minor stroke & needed surgery. Rahul needs a wheelchair to get around during the wedding & prescriptions drugs while he is recovering. Rahul is now faced with a bill of $16,600. Thankfully, Teja purchased the $150,000 INF Premier Plan. Here's how the costs break down after the deductible is met:
Procedure |
Cost |
Amount Paid by Insurance |
Amount Owed by Rahul |
Hospital Room |
$6,000 (3 Day) |
$5,700 |
$300 |
Surgeon & Surgical Supplies |
$8,000 |
$7,200 |
$800 |
Rehabilitative Braces (Wheel Chair) |
$1,000 |
$1,000 |
$0 |
Prescription Drugs |
$300 |
$200 |
$100 |
ECG Heart Scan |
$1,200 |
$1,000 |
$200 |
Total Savings of $15,200 or 92%
As illustrated above, the INF Premier Plan will cover any medical event caused by a pre-existing condition. The INF Premier Plan is the only visitors health insurance which covers major medical, and continuing care needed for you loved one after a traumatic medical event. All other visitors insurance only cover the acute onset of a pre-existing conditions- this means once your loved one steps out of the hospital the coverage stops & now you have to foot the bill. With INF Premier Plan, you & your loved ones can travel with confidence with the peace of mind you are covered for the long haul.
INF Premier Schedule of Benefits |
INF Premier Coverages |
INF Premier plan | $100,000 Policy max benefits schedule
medical Out-Patient benefits
medical In-Patient benefits
Other covered services
INF premier Plan | $150,000 Policy max benefits schedule
medical In-Patient benefits
medical Out-Patient benefits
Other covered services
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INF PRemier plan | Age 0-69
INF PRemier plan | Age 70-99+
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Questions? |
Premier Plan Description |
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