Safe Travels USA Plan Description
Disclaimer: Please note that Non-admitted carriers are usually referred to as "surplus" or "excess lines insurers". Non-admitted carriers are not regulated and do not contribute to the State Guaranty Fund, which protects policyholders from the bankruptcy of its insurance carrier. Non-Admitted Carriers are not regulated by state insurance authority, you cannot seek any recourse from Non-Admitted Carriers for unpaid claims.
Safe Travels USA plan provides Accident and Sickness Medical, Accidental Death and Dismemberment, Emergency Medical Evacuation, Emergency Reunion, Political Evacuation, Trip Cancellation/Trip Interruption, Repatriation, and Travel Assistance to individuals while visiting the United States and Worldwide. It can provide coverage for you, your spouse/domestic partner/traveling companion and dependent children/grandchildren up to age 21 years. This is a comprehensive plan that provide accident benefits, new sicknesses coverage, accidental death benefits, emergency medical evacuation, repatriation, and more! The minimum coverage time is 5 days and the maximum coverage time is 2 years. This plan will provide up to $1000 benefit for pre-existing conditions. Contact India Network Heath Insurance to learn about different insurance plans with pre-existing coverage. Coverage for travel to the USA with Trip Cancellation is available through Safe Travels USA Trip Protection or Safe TravelCare 360. Customized coverage for groups of 3 or more people is available under the Safe Travels for Group |
Safe Travels USA Plan Features:
This plan is designed for:
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IMG Visitors Care Schedule of Benefits
Benefit overview (per person)
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Medical Expense benefits
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Additional benefits
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Optional benefits
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Miscellaneous Information
Exclusions
We will not pay benefits for any Accidental Death and Dismemberment loss or Injury that is caused by, or results from:
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Covered medical expenses benefits
If a covered Injury or Illness occurs during the Policy Period and you require medical or surgical treatment; this plan will pay, subject to the selected deductible, applicable co-insurance and benefit maximums, the following Covered Expenses, up to the selected policy maximum. The first charges must be incurred within 90 days after the date of the Covered Accident or Sickness. No benefits will be paid for any expenses incurred which are in excess of Usual and Customary Charges.
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