AIG Travel Guard Basic
AIG Travel Guard Basic is the lowest cost option of all the AIG Comprehensive Trip Insurance options. This plan is best suited for individuals looking for the basic amount of trip coverage for a low, affordable cost.
The Travel Guard Basic plan will provide coverage in the off chance a unforeseen emergency takes place during travel. Moreover, the Travel Guard Basic affords protection for other potential mishaps. This includes potential delays & missed connections, travel delays, and coverage for baggage and personal items. Travel Guard Basic will cover lost or damaged baggage up to the plan limits to assist you in replacing items that were lost along with the baggage. Moreover, if your travel is delayed due to a reason covered by the insurance, you will be reimbursed for accomodations. Travel Guard Basic also includes some medical coverage, as a secondary insurance to fill the gaps left by primary insurance. The plan also includes coverage for emergency medical evacuation. This will allow you to be treated for an illness or injury at the closest adequate hospital near your location. All AIG Travel Guard Plans include 24-hour emergency travel assistance which can be reached to assist you with emergency medical needs, flight & hotel re-bookings, and other services. |
AIG Travel Guard Basic Features:
This plan is designed for:
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AIG Travel Guard Basic Plan Description
Plan summary
eXCLUSION
GENERAL EXCLUSIONS This plan does not cover any loss caused by or resulting from:
Claims
Notice of Claim: The Insured must call Travel Guard as soon as reasonably possible, and be prepared to describe the Loss, the name of the company that arranged the Trip (i.e., tour operator, Cruise line, or charter operator), the Trip dates, purchase date and the amount that the Insured paid. Travel Guard will fill in the claim form and forward it to the Insured for his or her review and signature. The completed form should be returned to Travel Guard, PO Box 47, Stevens Point, WI 54481 (telephone 1.800.826.1300). All claims will be administered by AIG Claims Inc., in those states where it is licensed. |
rEFUND POLICY
FIFTEEN DAY LOOK: You may cancel this insurance by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your Scheduled Departure Date. If you do this, the Company will refund your premium paid provided no insured has filed a claim under this Policy. [Refund of premium does not include the non-refundable service fee of $7, as required by the plan provider.] pRE-EXISTING cONDITIONS
PRE-EXISTING MEDICAL CONDITION EXCLUSION: The Company will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition (excluding any condition from which death ensues) of an Insured, Traveling Companion, Business Partner or Family Member which, within the 180 day period immediately preceding and including the Insured’s coverage effective date:
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