Independence Dental Indemnity & PPO Plans
Indemnity dental insurance for individuals and families. Your Bright Smile Id A Reflection of Your Health. Dental insurance can help cover out-of-pocket expenses for exams and procedures, while promoting more frequent visits, ultimately keeping you healthier. Independence Dental offers a great plan for individuals and families. The plans are underwritten by Independence American Insurance Company, (IAIC), a member of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE: IHC) and its operating subsidiaries. For more information about IAIC and The IHC Group, visit www.ihcgroup.com. The Independence Dental plan series is administered by The Loomis Company
Important Plan Information
Plan Feature |
Independence 1000 / PPO |
Independence Ultra / PPO 1500 |
Independence / PPO 1500 |
Monthly Premium |
$29.24 / $25.32 |
$38.16 / $33.34 |
$39.66 / $35.19 |
Enrollment Fee |
$10 |
$10 |
$10 |
Office Copay |
$20 |
$20 |
$0 |
Calendar-Year Deductible |
$50 |
$50 |
$50 |
Calendar Year Maximum |
$1,000 |
$1,500 |
$1,500 |
Network? |
No |
No |
No |
Plan Design
Plan Feature |
Independence 1000 / PPO |
Independence Ultra / PPO 1500 |
Independence / PPO 1500 |
Exams |
100% |
100% |
100% |
Cleanings |
100% |
100% |
100% |
Topical fluoride |
100% |
100% |
100% |
Sealants |
100% |
100% |
100% |
X-rays |
100% |
100% |
80% |
Fillings and extractions |
50% |
80% |
80% |
Crowns, bridges, dentures, root canals, periodontics, endodontics and oral surgery |
50% |
50% |
50% |
Independence Dental – Coverage
Diagnostic Care
Preventive Care
|
Basic Care
Major Care
|
Questions? |